DUCA Services Financial Union - Toronto, Ontario, Canada
Our business offers:
  • Canadian RRSP
  • RESP
  • RRIF
  • LRIF
  • Retirement Savings Plans
  • Save for your Child's Education
  • Credit Union (Bank Services)
  • Investments
  • Mutual Funds
  • Financial Planning

RESPs & RRSPs

Relax during your golden years. Take care of your children's future. DUCA Financial Services Credit Union's Canadian Registered Retirement Savings Plan (RRSP) and Registered Education Savings Plans (RESP) enable you to carefully plan for your family's future. DUCA is located in Toronto, Ontario, Canada.

It's never too early or late to start planning your retirement. Take advantage of deferring income taxes and building up tax-sheltered growth -and your "nest egg".

Choose the variable plan that gives daily interest while offering flexibility in shifting options. Or obtain a higher rate of interest with a fixed plan that compounds interest annually.

We cover each DUCA RRSP up to $100,000 with 60 day to 5-year terms. And we'll make sure you don't miss the taxman by issuing instant tax receipts in January and February.

Use your RRSP contributions and withdraw funds without penalties for first-time home purchases or funding college education.

Increase your child's chance of life success with DUCA's RESP accounts. Help them realize their dream of becoming a doctor, lawyer, or engineer. Although not tax deductible, these plans are an excellent way to ensure future tuition payments.

Take advantage of tax-sheltered savings aided by the Canada Education Savings Grant. CESG adds 20% to the first $2,000 of your plan to a maximum of $7,200.

We back up all these plans with outstanding customer service at 12 branches throughout the GTA. DUCA Financial Services Credit Union specializes in prompt friendly visits that cut down waiting times. And when's the last time you discovered that at a bank?


Get Loans, Investments and Banking with DUCA Credit Union!
RRSP Retirement Planning and RESP Savings at DUCA